IPPB credit card launched today in partnership with PNB.

India Post Payments Bank Credit Card features

We know that each and every credit card provide a credit limit facility to all customers. Similarly, IPPB credit card has also the same facility for all IPPB customers. Here I am going to share IPPB credit card feature with you. Just check these features below.

1) Easy approval-  The eligibility criteria for applying for credit card is very simple and involve only a few basic documents like Adhar Card and Pan Card. It is a totally online process. Customers can apply for IPPB credit cards online as well as offline.

2) Card limit- We know that credit card limit varies from person to person. It is decided on the basis of the credit score of a person.  A person who has a better credit score then he will get a high credit limit for IPPB credit card.

4) ATM cash withdrawal feature- India Post Payments Bank credit card also has a facility to withdraw money or cash from ATM machine. Interest might be charged by the IPPB bank.

5) Discounts and Offers- It provides various offers to all customers by purchasing products online. 

6) Secure pay- This is a digital card that can be used at an online e-commerce portal as well as a POS machine. The whole process is totally secured with OTP as well as PIN. It may be protected with multi-factor authentication.

6) Rewards- Reward points facility is also available on this credit card.

IPPB Credit Card Advantages

You can enjoy a host of advantages when you use a credit card to transact. Some of the common credit card advantages are listed below-

• Buy big-ticket items on credit
• Freedom from cash
• Access to cashbacks, rewards, and offers
• Cash withdrawals from ATM
• Accepted mode of payment worldwide
• Emergency payments
• Credit score

IPPB credit card image

Benefits of Using an IPPB Credit Card

We know that credit card increases purchasing power to people and also allow you to easily access credit over and above your personal savings. 

This makes it easy to fund big-ticket purchases as well as to cater to financial emergencies. You also reap endless credit card benefits when you use your credit card wisely and responsibly. These include earning reward points, availing cashback, building credit, etc. 

Credit cards have become almost a necessity of modern life. A credit card allows you easy access to cheap credit so that you do not have to wait for the next month’s salary to purchase what you desire. Credit cards are also a lifesaver in situations such as financial emergencies where you need immediate access to funds. 

You reap endless benefits if you use your credit card wisely and responsibly. Apart from easy credit, it offers extra rewards, protection, and convenience. 

Credit card bill payments through IPPB Mobile Banking App

How to apply for IPPB credit card (India Post Payments Bank)?

The process is yet not provided by India Post Payments bank. When it will be revealed by the bank, I will post the same here. So that you have to visit this page regularly to know step by step process to apply online for IPPB credit card.